Mortgage Encinitas California

Mortgage Encinitas California and surrounding areas Emmett Moore.

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Standard Affordability Amortization Interest Only Refinance Bi-Weekly

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Affordability Calculator


	Use the calculator below to give you an idea of how much of a mortgage you can afford. However, it is meant to be a guideline, not a rule. We have many programs available that can maximize the amount of a home you can afford.


	Desired mortgage amount:


	Mortgage length (in years)


	Interest %


	Annual property tax


	Total monthly payments not including mortgage (car, loans, credit cards, etc).


	Summary


	Monthly Principal + Interest


	Total Housing Payment (tax & insurance included)


	Required Salary

Listed below are the basic guidelines of how our industry determines how much of a mortgage payment you qualify for.

1.	Your gross (before taxes) monthly salary should be greater than 28% of the sum of the monthly mortgage and monthly tax payments.

2.	Your gross (before taxes) monthly salary should be greater than 36% of the sum of the monthly mortgage, monthly tax and other monthly debt payments.

Loan Calculators are tools designed to help you. However, I can help you know exactly what you qualify for. Please call me so that I can be of service to you.

888-477-5245 toll fee

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Find a rate, loan type and payment to fit your needs.

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Resources & Tools

Padre Commerce Mortgage Inc
1613 Linda Sue Ln
Encinitas, CA 92024
888-477-5245 toll fee