In the past there were many loan programs. Good loan consultants helped choose a loan that best fit their clients needs. Today, many loan programs have vanished. Also, because of risk, fixed loans are most in demand. Less programs and fixed loan popularity means less consulting. So before you go with the company that preaches great service, take a look at our great rates. Great service today is getting loans approved. Our site reflects how we do business. We have nothing to hide. You can get live rates without giving any personal information. Thanks for visiting.